Buying a Home

The SF Chronicle came out with article today about the mortgage crunch and its impact on the Bay Area. Things are changing rapidly in the mortgage market and some people are panicking.

So are are we in a crisis?  It is a wild ride and the market is probably going to be a little shaky for the next few weeks as the dust settles from it.   If you are buying or refinancing now, here are a few tips to help you through: